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PSD2: AIS and PIS
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OBP PSD2 Catalog v4.0.0 (27 APIs)

API Host: https://fincluye.openbankproject.com

Bank

Accounts

Views

Counterparties

Transactions

Answer Consent Challenge

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP.

This endpoint is used to confirm a Consent previously created.

The User must supply a code that was sent out of band (OOB) for example via an SMS.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"INITIATED"
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by answerConsentChallenge

Create Consent (EMAIL)

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP.

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Bounds (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS" or "EMAIL". "EMAIL" is used for testing purposes.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"INITIATED"
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by createConsentEmail

Create Consent (SMS)

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP.

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Bounds (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS" or "EMAIL". "EMAIL" is used for testing purposes.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"INITIATED"
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by createConsentSms

Get Account by Id (Core)

Information returned about the account specified by ACCOUNT_ID:

  • Number - The human readable account number given by the bank that identifies the account.
  • Label - A label given by the owner of the account
  • Owners - Users that own this account
  • Type - The type of account
  • Balance - Currency and Value
  • Account Routings - A list that might include IBAN or national account identifiers
  • Account Rules - A list that might include Overdraft and other bank specific rules
  • Account Attributes - A list that might include custom defined account attribute
  • Tags - A list of Tags assigned to this account

This call returns the owner view and requires access to that view.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
  "bank_id":"GENODEM1GLS",
  "label":"My Account",
  "number":"546387432",
  "owners":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
    "provider":"http://127.0.0.1:8080",
    "display_name":"OBP"
  }],
  "product_code":"AC",
  "balance":{
    "currency":"EUR",
    "amount":"10"
  },
  "account_routings":[{
    "scheme":"AccountNumber",
    "address":"4930396"
  }],
  "views_basic":[{
    "id":"owner",
    "short_name":"Owner",
    "description":"This view is for the owner for the account.",
    "is_public":false
  }],
  "account_attributes":[{
    "product_code":"saving1",
    "account_attribute_id":"613c83ea-80f9-4560-8404-b9cd4ec42a7f",
    "name":"OVERDRAFT_START_DATE",
    "type":"DATE_WITH_DAY",
    "value":"2012-04-23"
  }],
  "tags":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
    "value":"OBP",
    "date":"2017-09-19T00:00:00Z",
    "user":{
      "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
      "provider":"http://127.0.0.1:8080",
      "display_name":"OBP"
    }
  }]
}
Headers:
Possible Errors:
  • OBP-30018: Bank Account not found. Please specify valid values for BANK_ID and ACCOUNT_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by getCoreAccountById

Get Accounts Balances

Get the Balances for the Accounts of the current User at one bank.

Typical Successful Response:

								
									
{
  "accounts":[{
    "id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
    "label":"My Account",
    "bank_id":"GENODEM1GLS",
    "account_routings":[{
      "scheme":"accountNumber",
      "address":"123456"
    }],
    "balance":{
      "currency":"EUR",
      "amount":"100"
    }
  }],
  "overall_balance":{
    "currency":"EUR",
    "amount":"100"
  },
  "overall_balance_date":"2017-09-19T00:00:00Z"
}
Headers:
Possible Errors:
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by getBankAccountsBalances

Get Accounts Held

Get Accounts held by the current User if even the User has not been assigned the owner View yet.

Can be used to onboard the account to the API - since all other account and transaction endpoints require views to be assigned.

optional request parameters:

  • account_type_filter: one or many accountType value, split by comma
  • account_type_filter_operation: the filter type of account_type_filter, value must be INCLUDE or EXCLUDE

whole url example:
/banks/BANK_ID/accounts-held?account_type_filter=330,CURRENT+PLUS&account_type_filter_operation=INCLUDE

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "accounts":[{
    "id":"12314",
    "bank_id":"123",
    "number":"123",
    "account_routings":[{
      "scheme":"AccountNumber",
      "address":"4930396"
    }]
  }]
}
Headers:
Possible Errors:
  • OBP-50000: Unknown Error.
Implemented in OBPv3.0.0 by getAccountsHeld

Get Accounts at Bank (IDs only).

Returns only the list of accounts ids at BANK_ID that the user has access to.

Each account must have at least one private View.

For each account the API returns its account ID.

If you want to see more information on the Views, use the Account Detail call.

optional request parameters:

  • account_type_filter: one or many accountType value, split by comma
  • account_type_filter_operation: the filter type of account_type_filter, value must be INCLUDE or EXCLUDE

whole url example:
/banks/BANK_ID/accounts/account_ids/private?account_type_filter=330,CURRENT+PLUS&account_type_filter_operation=INCLUDE

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "accounts":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf"
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.0.0 by getPrivateAccountIdsbyBankId

Get Accounts at Bank (Minimal).

Returns the minimal list of private accounts at BANK_ID that the user has access to.
For each account, the API returns the ID, routing addresses and the views available to the current user.

If you want to see more information on the Views, use the Account Detail call.

optional request parameters:

  • account_type_filter: one or many accountType value, split by comma
  • account_type_filter_operation: the filter type of account_type_filter, value must be INCLUDE or EXCLUDE

whole url example:
/banks/BANK_ID/accounts/private?account_type_filter=330,CURRENT+PLUS&account_type_filter_operation=INCLUDE

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "accounts":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
    "label":"String",
    "bank_id":"GENODEM1GLS",
    "account_type":"330",
    "account_routings":[{
      "scheme":"AccountNumber",
      "address":"4930396"
    }],
    "views":[{
      "id":"owner",
      "short_name":"Owner",
      "description":"This view is for the owner for the account.",
      "is_public":false
    }]
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.0.0 by privateAccountsAtOneBank

Get Accounts at all Banks (private)

Returns the list of accounts containing private views for the user.
Each account lists the views available to the user.

optional request parameters:

  • account_type_filter: one or many accountType value, split by comma
  • account_type_filter_operation: the filter type of account_type_filter, value must be INCLUDE or EXCLUDE

whole url example:
/my/accounts?account_type_filter=330,CURRENT+PLUS&account_type_filter_operation=INCLUDE

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "accounts":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
    "label":"String",
    "bank_id":"GENODEM1GLS",
    "account_type":"330",
    "account_routings":[{
      "scheme":"AccountNumber",
      "address":"4930396"
    }],
    "views":[{
      "id":"owner",
      "short_name":"Owner",
      "description":"This view is for the owner for the account.",
      "is_public":false
    }]
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-50000: Unknown Error.
Implemented in OBPv3.0.0 by corePrivateAccountsAllBanks

Get Bank

Get the bank specified by BANK_ID
Returns information about a single bank specified by BANK_ID including:

  • Short and full name of bank
  • Logo URL
  • Website
Typical Successful Response:

								
									
{
  "id":"gh.29.uk",
  "short_name":"short_name ",
  "full_name":"full_name",
  "logo":"logo",
  "website":"www.openbankproject.com",
  "bank_routing":{
    "scheme":"Bank_ID",
    "address":"gh.29.uk"
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-50000: Unknown Error.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
Implemented in OBPv3.0.0 by bankById

Get Banks

Get banks on this API instance
Returns a list of banks supported on this server:

  • ID used as parameter in URLs
  • Short and full name of bank
  • Logo URL
  • Website
Typical Successful Response:

								
									
{
  "banks":[{
    "id":"gh.29.uk",
    "short_name":"short_name ",
    "full_name":"full_name",
    "logo":"logo",
    "website":"www.openbankproject.com",
    "bank_routing":{
      "scheme":"Bank_ID",
      "address":"gh.29.uk"
    }
  }]
}
Headers:
Possible Errors:
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by getBanks

Get Consents

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP.

This endpoint gets the Consents that the current User created.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "consents":[{
    "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
    "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
    "status":"INITIATED"
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by getConsents

Get JSON Web Key (JWK)

Get the server's public JSON Web Key (JWK) set and certificate chain.
It is required by client applications to validate ID tokens, self-contained access tokens and other issued objects.

Typical Successful Response:

								
									
{
  "kty":"RSA",
  "e":"AQAB",
  "use":"sig",
  "kid":"fr6-BxXH5gikFeZ2O6rGk0LUmJpukeswASN_TMW8U_s",
  "n":"hrB0OWqg6AeNU3WCnhheG18R5EbQtdNYGOaSeylTjkj2lZr0_vkhNVYvase-CroxO4HOT06InxTYwLnmJiyv2cZxReuoVjTlk--olGu-9MZooiFiqWez0JzndyKxQ27OiAjFsMh0P04kaUXeHKhXRfiU7K2FqBshR1UlnWe7iHLkq2p9rrGjxQc7ff0w-Uc0f-8PWg36Y2Od7s65493iVQwnI13egqMaSvgB1s8_dgm08noEjhr8C5m1aKmr5oipWEPNi-SBV2VNuiCLR1IEPuXq0tOwwZfv31t34KPO-2H2bbaWmzGJy9mMOGqoNrbXyGiUZoyeHRELaNtm1GilyQ"
}
Headers:
Possible Errors:
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by getServerJWK

Get Transaction Types at Bank

Get Transaction Types for the bank specified by BANK_ID:

Lists the possible Transaction Types available at the bank (as opposed to Transaction Request Types which are the possible ways Transactions can be created by this API Server).

  • id : Unique transaction type id across the API instance. SHOULD be a UUID. MUST be unique.
  • bank_id : The bank that supports this TransactionType
  • short_code : A short code (SHOULD have no-spaces) which MUST be unique across the bank. May be stored with Transactions to link here
  • summary : A succinct summary
  • description : A longer description
  • charge : The charge to the customer for each one of these

Authentication is Optional

Typical Successful Response:

								
									
{
  "transaction_types":[{
    "id":{
      "value":"123"
    },
    "bank_id":"GENODEM1GLS",
    "short_code":"PlaceholderString",
    "summary":"PlaceholderString",
    "description":"PlaceholderString",
    "charge":{
      "currency":"EUR",
      "amount":"10"
    }
  }]
}
Headers:
Possible Errors:
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv2.0.0 by getTransactionTypes

Get Transactions for Account (Core)

Returns transactions list (Core info) of the account specified by ACCOUNT_ID.

Authentication is Mandatory

Possible custom headers for pagination:

  • sort_direction=ASC/DESC ==> default value: DESC. The sort field is the completed date.
  • limit=NUMBER ==> default value: 50
  • offset=NUMBER ==> default value: 0
  • from_date=DATE => default value: 0000-00-00T00:00:00.000Z
  • to_date=DATE => default value: 3049-01-01T00:00:00.000Z

Date format parameter: yyyy-MM-dd'T'HH:mm:ss.SSS'Z'(2017-09-19T02:31:05.000Z) ==> time zone is UTC.

Typical Successful Response:

								
									
{
  "transactions":[{
    "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
    "this_account":{
      "id":"String",
      "bank_routing":{
        "scheme":"Bank_ID",
        "address":"gh.29.uk"
      },
      "account_routings":[{
        "scheme":"AccountNumber",
        "address":"4930396"
      }],
      "holders":[{
        "name":"OBP",
        "is_alias":true
      }]
    },
    "other_account":{
      "id":"5995d6a2-01b3-423c-a173-5481df49bdaf",
      "holder":{
        "name":"OBP",
        "is_alias":true
      },
      "bank_routing":{
        "scheme":"Bank_ID",
        "address":"gh.29.uk"
      },
      "account_routings":[{
        "scheme":"AccountNumber",
        "address":"4930396"
      }]
    },
    "details":{
      "type":"AC",
      "description":"OBP",
      "posted":"2017-09-19T00:00:00Z",
      "completed":"2017-09-19T00:00:00Z",
      "new_balance":{
        "currency":"EUR",
        "amount":"10"
      },
      "value":{
        "currency":"EUR",
        "amount":"10"
      }
    }
  }]
}
Headers:
Possible Errors:
  • OBP-10023: obp_sort_direction parameter can only take two values: DESC or ASC!
  • OBP-10024: wrong value for obp_offset parameter. Please send a positive integer (=>0)!
  • OBP-10025: wrong value for obp_limit parameter. Please send a positive integer (=>1)!
  • OBP-10026: Failed to parse date string. Please use this format yyyy-MM-dd'T'HH:mm:ss.SSS'Z'!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30018: Bank Account not found. Please specify valid values for BANK_ID and ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-50000: Unknown Error.
Implemented in OBPv3.0.0 by getCoreTransactionsForBankAccount

Revoke Consent

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP.

Revoke Consent for current user specified by CONSENT_ID

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"REJECTED"
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by revokeConsent

Check Available Funds

Check Available Funds
Mandatory URL parameters:

  • amount=NUMBER
  • currency=STRING
Typical Successful Response:

								
									
{
  "answer":"yes",
  "date":"2020-01-25T06:25:35Z",
  "available_funds_request_id":"c4ykz59svsr9b7fmdxk8ezs7"
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30018: Bank Account not found. Please specify valid values for BANK_ID and ACCOUNT_ID.
  • OBP-20054: Invalid amount. Please specify a valid value for amount.
  • OBP-10003: Invalid Currency Value. It should be three letters ISO Currency Code.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by checkFundsAvailable

Answer Transaction Request Challenge.

In Sandbox mode, any string that can be converted to a positive integer will be accepted as an answer.

This endpoint totally depends on createTransactionRequest, it need get the following data from createTransactionRequest response body.

1)TRANSACTION_REQUEST_TYPE : is the same as createTransactionRequest request URL .

2)TRANSACTION_REQUEST_ID : is the id field in createTransactionRequest response body.

3) id : is challenge.id field in createTransactionRequest response body.

4) answer : must be 123. if it is in sandbox mode. If it kafka mode, the answer can be got by phone message or other security ways.

Typical Successful Response:

								
									
{
  "id":"82f92531-9c63-4246-abfc-96c20ec46188",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to":{
      "bank_id":"String",
      "account_id":"String"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":"666666-9c63-4246-abfc-96c20ec46188",
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40011: Transaction Request Status is not INITIATED.
  • OBP-40009: The TRANSACTION_REQUEST_TYPE has changed.
  • OBP-40010: Invalid Challenge Id. Please specify a valid value for CHALLENGE_ID.
  • OBP-40014: Sorry, you've used up your allowed attempts.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by answerTransactionRequestChallenge

Create Transaction Request (ACCOUNT)

When using ACCOUNT, the payee is set in the request body.

Money goes into the BANK_ID and ACCOUNT_ID specified in the request body.

Initiate a Payment via creating a Transaction Request.

In OBP, a transaction request may or may not result in a transaction. However, a transaction only has one possible state: completed.

A Transaction Request can have one of several states.

Transactions are modeled on items in a bank statement that represent the movement of money.

Transaction Requests are requests to move money which may or may not succeeed and thus result in a Transaction.

A Transaction Request might create a security challenge that needs to be answered before the Transaction Request proceeds.

Transaction Requests contain charge information giving the client the opportunity to proceed or not (as long as the challenge level is appropriate).

Transaction Requests can have one of several Transaction Request Types which expect different bodies. The escaped body is returned in the details key of the GET response.
This provides some commonality and one URL for many different payment or transfer types with enough flexibility to validate them differently.

The payer is set in the URL. Money comes out of the BANK_ID and ACCOUNT_ID specified in the URL.

In sandbox mode, TRANSACTION_REQUEST_TYPE is commonly set to ACCOUNT. See getTransactionRequestTypesSupportedByBank for all supported types.

In sandbox mode, if the amount is less than 1000 EUR (any currency, unless it is set differently on this server), the transaction request will create a transaction without a challenge, else the Transaction Request will be set to INITIALISED and a challenge will need to be answered.

If a challenge is created you must answer it using Answer Transaction Request Challenge before the Transaction is created.

You can transfer between different currency accounts. (new in 2.0.0). The currency in body must match the sending account.

The following static FX rates are available in sandbox mode:

https://fincluye-explorer.openbankproject.com/more?version=OBPv4.0.0&list-all-banks=false&core=&psd2=&obwg=#OBPv2_2_0-getCurrentFxRate

Transaction Requests satisfy PSD2 requirements thus:

1) A transaction can be initiated by a third party application.

2) The customer is informed of the charge that will incurred.

3) The call supports delegated authentication (OAuth)

See this python code for a complete example of this flow.

There is further documentation here

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to_sandbox_tan":{
      "bank_id":"String",
      "account_id":"String"
    },
    "to_sepa":{
      "iban":"String"
    },
    "to_counterparty":{
      "counterparty_id":"String"
    },
    "to_transfer_to_phone":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "mobile_phone_number":"+44 07972 444 876"
      }
    },
    "to_transfer_to_atm":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "legal_name":"Eveline Tripman",
        "date_of_birth":"20181230",
        "mobile_phone_number":"+44 07972 444 876",
        "kyc_document":{
          "type":"String",
          "number":"String"
        }
      }
    },
    "to_transfer_to_account":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "transfer_type":"String",
      "future_date":"20181230",
      "to":{
        "name":"String",
        "bank_code":"String",
        "branch_number":"String",
        "account":{
          "number":"String",
          "iban":"String"
        }
      }
    },
    "to_sepa_credit_transfers":{
      "debtorAccount":{
        "iban":"12345"
      },
      "instructedAmount":{
        "currency":"EUR",
        "amount":"10"
      },
      "creditorAccount":{
        "iban":"54321"
      },
      "creditorName":"John Miles"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-40002: Insufficient authorisation to create TransactionRequest. The Transaction Request could not be created because you don't have access to the owner view of the from account or you don't have access to canCreateAnyTransactionRequest.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40001: Invalid value for TRANSACTION_REQUEST_TYPE
  • OBP-10001: Incorrect json format.
  • OBP-10002: Invalid Number. Could not convert value to a number.
  • OBP-40008: Can't send a payment with a value of 0 or less.
  • OBP-40003: Transaction Request Currency must be the same as From Account Currency.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by createTransactionRequestAccount

Create Transaction Request (ACCOUNT_OTP)

When using ACCOUNT, the payee is set in the request body.

Money goes into the BANK_ID and ACCOUNT_ID specified in the request body.

Initiate a Payment via creating a Transaction Request.

In OBP, a transaction request may or may not result in a transaction. However, a transaction only has one possible state: completed.

A Transaction Request can have one of several states.

Transactions are modeled on items in a bank statement that represent the movement of money.

Transaction Requests are requests to move money which may or may not succeeed and thus result in a Transaction.

A Transaction Request might create a security challenge that needs to be answered before the Transaction Request proceeds.

Transaction Requests contain charge information giving the client the opportunity to proceed or not (as long as the challenge level is appropriate).

Transaction Requests can have one of several Transaction Request Types which expect different bodies. The escaped body is returned in the details key of the GET response.
This provides some commonality and one URL for many different payment or transfer types with enough flexibility to validate them differently.

The payer is set in the URL. Money comes out of the BANK_ID and ACCOUNT_ID specified in the URL.

In sandbox mode, TRANSACTION_REQUEST_TYPE is commonly set to ACCOUNT. See getTransactionRequestTypesSupportedByBank for all supported types.

In sandbox mode, if the amount is less than 1000 EUR (any currency, unless it is set differently on this server), the transaction request will create a transaction without a challenge, else the Transaction Request will be set to INITIALISED and a challenge will need to be answered.

If a challenge is created you must answer it using Answer Transaction Request Challenge before the Transaction is created.

You can transfer between different currency accounts. (new in 2.0.0). The currency in body must match the sending account.

The following static FX rates are available in sandbox mode:

https://fincluye-explorer.openbankproject.com/more?version=OBPv4.0.0&list-all-banks=false&core=&psd2=&obwg=#OBPv2_2_0-getCurrentFxRate

Transaction Requests satisfy PSD2 requirements thus:

1) A transaction can be initiated by a third party application.

2) The customer is informed of the charge that will incurred.

3) The call supports delegated authentication (OAuth)

See this python code for a complete example of this flow.

There is further documentation here

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to_sandbox_tan":{
      "bank_id":"String",
      "account_id":"String"
    },
    "to_sepa":{
      "iban":"String"
    },
    "to_counterparty":{
      "counterparty_id":"String"
    },
    "to_transfer_to_phone":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "mobile_phone_number":"+44 07972 444 876"
      }
    },
    "to_transfer_to_atm":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "legal_name":"Eveline Tripman",
        "date_of_birth":"20181230",
        "mobile_phone_number":"+44 07972 444 876",
        "kyc_document":{
          "type":"String",
          "number":"String"
        }
      }
    },
    "to_transfer_to_account":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "transfer_type":"String",
      "future_date":"20181230",
      "to":{
        "name":"String",
        "bank_code":"String",
        "branch_number":"String",
        "account":{
          "number":"String",
          "iban":"String"
        }
      }
    },
    "to_sepa_credit_transfers":{
      "debtorAccount":{
        "iban":"12345"
      },
      "instructedAmount":{
        "currency":"EUR",
        "amount":"10"
      },
      "creditorAccount":{
        "iban":"54321"
      },
      "creditorName":"John Miles"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-40002: Insufficient authorisation to create TransactionRequest. The Transaction Request could not be created because you don't have access to the owner view of the from account or you don't have access to canCreateAnyTransactionRequest.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40001: Invalid value for TRANSACTION_REQUEST_TYPE
  • OBP-10001: Incorrect json format.
  • OBP-10002: Invalid Number. Could not convert value to a number.
  • OBP-40008: Can't send a payment with a value of 0 or less.
  • OBP-40003: Transaction Request Currency must be the same as From Account Currency.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by createTransactionRequestAccountOtp

Create Transaction Request (COUNTERPARTY)

Special instructions for COUNTERPARTY:

When using a COUNTERPARTY to create a Transaction Request, specificy the counterparty_id in the body of the request.
The routing details of the counterparty will be forwarded for the transfer.

Initiate a Payment via creating a Transaction Request.

In OBP, a transaction request may or may not result in a transaction. However, a transaction only has one possible state: completed.

A Transaction Request can have one of several states.

Transactions are modeled on items in a bank statement that represent the movement of money.

Transaction Requests are requests to move money which may or may not succeeed and thus result in a Transaction.

A Transaction Request might create a security challenge that needs to be answered before the Transaction Request proceeds.

Transaction Requests contain charge information giving the client the opportunity to proceed or not (as long as the challenge level is appropriate).

Transaction Requests can have one of several Transaction Request Types which expect different bodies. The escaped body is returned in the details key of the GET response.
This provides some commonality and one URL for many different payment or transfer types with enough flexibility to validate them differently.

The payer is set in the URL. Money comes out of the BANK_ID and ACCOUNT_ID specified in the URL.

In sandbox mode, TRANSACTION_REQUEST_TYPE is commonly set to ACCOUNT. See getTransactionRequestTypesSupportedByBank for all supported types.

In sandbox mode, if the amount is less than 1000 EUR (any currency, unless it is set differently on this server), the transaction request will create a transaction without a challenge, else the Transaction Request will be set to INITIALISED and a challenge will need to be answered.

If a challenge is created you must answer it using Answer Transaction Request Challenge before the Transaction is created.

You can transfer between different currency accounts. (new in 2.0.0). The currency in body must match the sending account.

The following static FX rates are available in sandbox mode:

https://fincluye-explorer.openbankproject.com/more?version=OBPv4.0.0&list-all-banks=false&core=&psd2=&obwg=#OBPv2_2_0-getCurrentFxRate

Transaction Requests satisfy PSD2 requirements thus:

1) A transaction can be initiated by a third party application.

2) The customer is informed of the charge that will incurred.

3) The call supports delegated authentication (OAuth)

See this python code for a complete example of this flow.

There is further documentation here

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to_sandbox_tan":{
      "bank_id":"String",
      "account_id":"String"
    },
    "to_sepa":{
      "iban":"String"
    },
    "to_counterparty":{
      "counterparty_id":"String"
    },
    "to_transfer_to_phone":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "mobile_phone_number":"+44 07972 444 876"
      }
    },
    "to_transfer_to_atm":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "legal_name":"Eveline Tripman",
        "date_of_birth":"20181230",
        "mobile_phone_number":"+44 07972 444 876",
        "kyc_document":{
          "type":"String",
          "number":"String"
        }
      }
    },
    "to_transfer_to_account":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "transfer_type":"String",
      "future_date":"20181230",
      "to":{
        "name":"String",
        "bank_code":"String",
        "branch_number":"String",
        "account":{
          "number":"String",
          "iban":"String"
        }
      }
    },
    "to_sepa_credit_transfers":{
      "debtorAccount":{
        "iban":"12345"
      },
      "instructedAmount":{
        "currency":"EUR",
        "amount":"10"
      },
      "creditorAccount":{
        "iban":"54321"
      },
      "creditorName":"John Miles"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-40002: Insufficient authorisation to create TransactionRequest. The Transaction Request could not be created because you don't have access to the owner view of the from account or you don't have access to canCreateAnyTransactionRequest.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40001: Invalid value for TRANSACTION_REQUEST_TYPE
  • OBP-10001: Incorrect json format.
  • OBP-10002: Invalid Number. Could not convert value to a number.
  • OBP-40008: Can't send a payment with a value of 0 or less.
  • OBP-40003: Transaction Request Currency must be the same as From Account Currency.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by createTransactionRequestCounterparty

Create Transaction Request (SANDBOX_TAN)

When using SANDBOX_TAN, the payee is set in the request body.

Money goes into the BANK_ID and ACCOUNT_ID specified in the request body.

Initiate a Payment via creating a Transaction Request.

In OBP, a transaction request may or may not result in a transaction. However, a transaction only has one possible state: completed.

A Transaction Request can have one of several states.

Transactions are modeled on items in a bank statement that represent the movement of money.

Transaction Requests are requests to move money which may or may not succeeed and thus result in a Transaction.

A Transaction Request might create a security challenge that needs to be answered before the Transaction Request proceeds.

Transaction Requests contain charge information giving the client the opportunity to proceed or not (as long as the challenge level is appropriate).

Transaction Requests can have one of several Transaction Request Types which expect different bodies. The escaped body is returned in the details key of the GET response.
This provides some commonality and one URL for many different payment or transfer types with enough flexibility to validate them differently.

The payer is set in the URL. Money comes out of the BANK_ID and ACCOUNT_ID specified in the URL.

In sandbox mode, TRANSACTION_REQUEST_TYPE is commonly set to SANDBOX_TAN. See getTransactionRequestTypesSupportedByBank for all supported types.

In sandbox mode, if the amount is less than 1000 EUR (any currency, unless it is set differently on this server), the transaction request will create a transaction without a challenge, else the Transaction Request will be set to INITIALISED and a challenge will need to be answered.

If a challenge is created you must answer it using Answer Transaction Request Challenge before the Transaction is created.

You can transfer between different currency accounts. (new in 2.0.0). The currency in body must match the sending account.

The following static FX rates are available in sandbox mode:

{
"XAF":{
"HKD":0.0135503,
"AUD":0.00228226,
"KRW":1.87975,
"JOD":0.00127784,
"GBP":0.00131092,
"AED":0.00601555,
"INR":0.110241,
"JPY":0.185328,
"USD":0.00163773,
"ILS":0.00641333,
"EUR":0.00152449
},
"HKD":{
"XAF":73.8049,
"AUD":0.178137,
"KRW":143.424,
"JOD":0.0903452,
"GBP":0.0985443,
"AED":0.467977,
"INR":9.09325,
"JPY":14.0867,
"USD":0.127427,
"ILS":0.460862,
"EUR":0.112495
},
"AUD":{
"XAF":438.162,
"HKD":5.61346,
"KRW":895.304,
"JOD":0.556152,
"GBP":0.609788,
"AED":2.88368,
"INR":50.4238,
"JPY":87.0936,
"USD":0.785256,
"ILS":2.83558,
"EUR":0.667969
},
"KRW":{
"XAF":0.531986,
"HKD":0.00697233,
"AUD":0.00111694,
"JOD":6.30634E-4,
"GBP":6.97389E-4,
"AED":0.00320019,
"INR":0.0586469,
"JPY":0.0985917,
"USD":8.7125E-4,
"ILS":0.00316552,
"EUR":8.11008E-4
},
"JOD":{
"XAF":782.572,
"HKD":11.0687,
"AUD":1.63992,
"KRW":1585.68,
"GBP":1.06757,
"AED":5.18231,
"INR":90.1236,
"JPY":156.304,
"USD":1.41112,
"ILS":5.02018,
"EUR":0.237707
},
"GBP":{
"XAF":762.826,
"HKD":10.1468,
"AUD":1.63992,
"KRW":1433.92,
"JOD":0.936707,
"AED":4.58882,
"INR":84.095,
"JPY":141.373,
"USD":1.2493,
"ILS":4.7002,
"EUR":1.16278
},
"AED":{
"XAF":166.236,
"HKD":2.13685,
"AUD":0.346779,
"KRW":312.482,
"GBP":0.217921,
"AED":0.192964,
"INR":18.3255,
"JPY":30.8081,
"USD":0.27225,
"ILS":0.968033,
"EUR":0.253425
},
"INR":{
"XAF":9.07101,
"HKD":0.109972,
"AUD":0.0198319,
"KRW":17.0512,
"JOD":0.0110959,
"GBP":0.0118913,
"AED":0.0545671,
"JPY":1.68111,
"USD":0.0148559,
"ILS":0.0556764,
"EUR":0.0138287
},
"JPY":{
"XAF":5.39585,
"HKD":0.0709891,
"AUD":0.0114819,
"KRW":10.1428,
"JOD":0.00639777,
"GBP":0.0070735,
"AED":0.032459,
"INR":0.594846,
"USD":0.00883695,
"ILS":0.0320926,
"EUR":0.00822592
},
"USD":{
"XAF":610.601,
"HKD":7.84766,
"AUD":1.27347,
"KRW":1147.78,
"JOD":0.708659,
"GBP":0.800446,
"AED":3.6731,
"INR":67.3135,
"JPY":113.161,
"ILS":3.55495,
"EUR":0.930886
},
"ILS":{
"XAF":155.925,
"HKD":2.16985,
"AUD":0.352661,
"KRW":315.903,
"JOD":0.199196,
"GBP":0.212763,
"AED":1.03302,
"INR":17.9609,
"JPY":31.1599,
"USD":0.281298,
"EUR":1.19318
},
"EUR":{
"XAF":655.957,
"HKD":8.88926,
"AUD":1.49707,
"KRW":1233.03,
"JOD":0.838098,
"GBP":0.860011,
"AED":3.94594,
"INR":72.3136,
"JPY":121.567,
"USD":1.07428,
"ILS":4.20494
}
}

Transaction Requests satisfy PSD2 requirements thus:

1) A transaction can be initiated by a third party application.

2) The customer is informed of the charge that will incurred.

3) The call supports delegated authentication (OAuth)

See this python code for a complete example of this flow.

There is further documentation here

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to_sandbox_tan":{
      "bank_id":"String",
      "account_id":"String"
    },
    "to_sepa":{
      "iban":"String"
    },
    "to_counterparty":{
      "counterparty_id":"String"
    },
    "to_transfer_to_phone":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "mobile_phone_number":"+44 07972 444 876"
      }
    },
    "to_transfer_to_atm":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "legal_name":"Eveline Tripman",
        "date_of_birth":"20181230",
        "mobile_phone_number":"+44 07972 444 876",
        "kyc_document":{
          "type":"String",
          "number":"String"
        }
      }
    },
    "to_transfer_to_account":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "transfer_type":"String",
      "future_date":"20181230",
      "to":{
        "name":"String",
        "bank_code":"String",
        "branch_number":"String",
        "account":{
          "number":"String",
          "iban":"String"
        }
      }
    },
    "to_sepa_credit_transfers":{
      "debtorAccount":{
        "iban":"12345"
      },
      "instructedAmount":{
        "currency":"EUR",
        "amount":"10"
      },
      "creditorAccount":{
        "iban":"54321"
      },
      "creditorName":"John Miles"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-40002: Insufficient authorisation to create TransactionRequest. The Transaction Request could not be created because you don't have access to the owner view of the from account or you don't have access to canCreateAnyTransactionRequest.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40001: Invalid value for TRANSACTION_REQUEST_TYPE
  • OBP-10001: Incorrect json format.
  • OBP-10002: Invalid Number. Could not convert value to a number.
  • OBP-40008: Can't send a payment with a value of 0 or less.
  • OBP-40003: Transaction Request Currency must be the same as From Account Currency.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv2.1.0 by createTransactionRequestSandboxTan

Create Transaction Request (SEPA)

Special instructions for SEPA:

When using a SEPA Transaction Request, you specify the IBAN of a Counterparty in the body of the request.
The routing details (IBAN) of the counterparty will be forwarded to the core banking system for the transfer.

Initiate a Payment via creating a Transaction Request.

In OBP, a transaction request may or may not result in a transaction. However, a transaction only has one possible state: completed.

A Transaction Request can have one of several states.

Transactions are modeled on items in a bank statement that represent the movement of money.

Transaction Requests are requests to move money which may or may not succeeed and thus result in a Transaction.

A Transaction Request might create a security challenge that needs to be answered before the Transaction Request proceeds.

Transaction Requests contain charge information giving the client the opportunity to proceed or not (as long as the challenge level is appropriate).

Transaction Requests can have one of several Transaction Request Types which expect different bodies. The escaped body is returned in the details key of the GET response.
This provides some commonality and one URL for many different payment or transfer types with enough flexibility to validate them differently.

The payer is set in the URL. Money comes out of the BANK_ID and ACCOUNT_ID specified in the URL.

In sandbox mode, TRANSACTION_REQUEST_TYPE is commonly set to ACCOUNT. See getTransactionRequestTypesSupportedByBank for all supported types.

In sandbox mode, if the amount is less than 1000 EUR (any currency, unless it is set differently on this server), the transaction request will create a transaction without a challenge, else the Transaction Request will be set to INITIALISED and a challenge will need to be answered.

If a challenge is created you must answer it using Answer Transaction Request Challenge before the Transaction is created.

You can transfer between different currency accounts. (new in 2.0.0). The currency in body must match the sending account.

The following static FX rates are available in sandbox mode:

https://fincluye-explorer.openbankproject.com/more?version=OBPv4.0.0&list-all-banks=false&core=&psd2=&obwg=#OBPv2_2_0-getCurrentFxRate

Transaction Requests satisfy PSD2 requirements thus:

1) A transaction can be initiated by a third party application.

2) The customer is informed of the charge that will incurred.

3) The call supports delegated authentication (OAuth)

See this python code for a complete example of this flow.

There is further documentation here

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
  "type":"SANDBOX_TAN",
  "from":{
    "bank_id":"GENODEM1GLS",
    "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
  },
  "details":{
    "to_sandbox_tan":{
      "bank_id":"String",
      "account_id":"String"
    },
    "to_sepa":{
      "iban":"String"
    },
    "to_counterparty":{
      "counterparty_id":"String"
    },
    "to_transfer_to_phone":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "mobile_phone_number":"+44 07972 444 876"
      }
    },
    "to_transfer_to_atm":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "message":"String",
      "from":{
        "mobile_phone_number":"+44 07972 444 876",
        "nickname":"String"
      },
      "to":{
        "legal_name":"Eveline Tripman",
        "date_of_birth":"20181230",
        "mobile_phone_number":"+44 07972 444 876",
        "kyc_document":{
          "type":"String",
          "number":"String"
        }
      }
    },
    "to_transfer_to_account":{
      "value":{
        "currency":"EUR",
        "amount":"10"
      },
      "description":"String",
      "transfer_type":"String",
      "future_date":"20181230",
      "to":{
        "name":"String",
        "bank_code":"String",
        "branch_number":"String",
        "account":{
          "number":"String",
          "iban":"String"
        }
      }
    },
    "to_sepa_credit_transfers":{
      "debtorAccount":{
        "iban":"12345"
      },
      "instructedAmount":{
        "currency":"EUR",
        "amount":"10"
      },
      "creditorAccount":{
        "iban":"54321"
      },
      "creditorName":"John Miles"
    },
    "value":{
      "currency":"EUR",
      "amount":"100"
    },
    "description":"String"
  },
  "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
  "status":"COMPLETED",
  "start_date":"2017-09-19T00:00:00Z",
  "end_date":"2017-09-19T00:00:00Z",
  "challenge":{
    "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
    "allowed_attempts":3,
    "challenge_type":"SANDBOX_TAN"
  },
  "charge":{
    "summary":"Rent the flat",
    "value":{
      "currency":"EUR",
      "amount":"10"
    }
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30111: Invalid Bank Id. The BANK_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-30110: Invalid Account Id. The ACCOUNT_ID should only contain 0-9/a-z/A-Z/'-'/'.'/'_', the length should be smaller than 255.
  • OBP-10001: Incorrect json format.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-40002: Insufficient authorisation to create TransactionRequest. The Transaction Request could not be created because you don't have access to the owner view of the from account or you don't have access to canCreateAnyTransactionRequest.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-40001: Invalid value for TRANSACTION_REQUEST_TYPE
  • OBP-10001: Incorrect json format.
  • OBP-10002: Invalid Number. Could not convert value to a number.
  • OBP-40008: Can't send a payment with a value of 0 or less.
  • OBP-40003: Transaction Request Currency must be the same as From Account Currency.
  • OBP-00003: Transaction Requests is disabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv4.0.0 by createTransactionRequestSepa

Get Counterparties (Explicit).

Get the Counterparties (Explicit) for the account / view.

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "counterparties":[{
    "name":"CounterpartyName",
    "description":"My landlord",
    "created_by_user_id":"9ca9a7e4-6d02-40e3-a129-0b2bf89de9b1",
    "this_bank_id":"GENODEM1GLS",
    "this_account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
    "this_view_id":"owner",
    "counterparty_id":"1d65db7c-a7b2-4839-af41-958276ab7790",
    "other_bank_routing_scheme":"bankCode",
    "other_bank_routing_address":"10",
    "other_branch_routing_scheme":"branchNumber",
    "other_branch_routing_address":"10010",
    "other_account_routing_scheme":"accountNumber",
    "other_account_routing_address":"7987987-2348987-234234",
    "other_account_secondary_routing_scheme":"accountId",
    "other_account_secondary_routing_address":"8ca8a7e4-6d02-48e3-a029-0b2bf89de9f0",
    "is_beneficiary":true,
    "bespoke":[{
      "key":"englishName",
      "value":"english Name"
    }]
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30018: Bank Account not found. Please specify valid values for BANK_ID and ACCOUNT_ID.
  • OBP-30005: View not found for Account. Please specify a valid value for VIEW_ID
  • OBP-30022: The current view does not have the permission:
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv2.2.0 by getExplictCounterpartiesForAccount

Get Counterparty by Counterparty Id.(Explicit).

Information returned about the Counterparty specified by COUNTERPARTY_ID:

Authentication is Mandatory

Typical Successful Response:

								
									
{
  "name":"CounterpartyName",
  "description":"My landlord",
  "created_by_user_id":"9ca9a7e4-6d02-40e3-a129-0b2bf89de9b1",
  "this_bank_id":"GENODEM1GLS",
  "this_account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
  "this_view_id":"owner",
  "counterparty_id":"1d65db7c-a7b2-4839-af41-958276ab7790",
  "other_bank_routing_scheme":"bankCode",
  "other_bank_routing_address":"10",
  "other_branch_routing_scheme":"branchNumber",
  "other_branch_routing_address":"10010",
  "other_account_routing_scheme":"accountNumber",
  "other_account_routing_address":"7987987-2348987-234234",
  "other_account_secondary_routing_scheme":"accountId",
  "other_account_secondary_routing_address":"8ca8a7e4-6d02-48e3-a029-0b2bf89de9f0",
  "is_beneficiary":true,
  "bespoke":[{
    "key":"englishName",
    "value":"english Name"
  }],
  "metadata":{
    "public_alias":"String",
    "more_info":"String",
    "url":"String",
    "image_url":"String",
    "open_corporates_url":"String",
    "corporate_location":{
      "latitude":11.45,
      "longitude":11.45,
      "date":"2017-09-19T00:00:00Z",
      "user":{
        "id":"123",
        "provider":"http://127.0.0.1:8080",
        "username":"felixsmith"
      }
    },
    "physical_location":{
      "latitude":11.45,
      "longitude":11.45,
      "date":"2017-09-19T00:00:00Z",
      "user":{
        "id":"123",
        "provider":"http://127.0.0.1:8080",
        "username":"felixsmith"
      }
    },
    "private_alias":"String"
  }
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Implemented in OBPv2.2.0 by getExplictCounterpartyById

Get Transaction Request Types for Account

Returns the Transation Request Types that the account specified by ACCOUNT_ID and view specified by VIEW_ID has access to.

These are the ways this API Server can create a Transaction via a Transaction Request
(as opposed to Transaction Types which include external types too e.g. for Transactions created by core banking etc.)

A Transaction Request Type internally determines:

  • the required Transaction Request 'body' i.e. fields that define the 'what' and 'to' of a Transaction Request,
  • the type of security challenge that may be be raised before the Transaction Request proceeds, and
  • the threshold of that challenge.

For instance in a 'SANDBOX_TAN' Transaction Request, for amounts over 1000 currency units, the user must supply a positive integer to complete the Transaction Request and create a Transaction.

This approach aims to provide only one endpoint for initiating transactions, and one that handles challenges, whilst still allowing flexibility with the payload and internal logic.

Typical Successful Response:

								
									
{
  "transaction_request_types":[{
    "value":"10",
    "charge":{
      "summary":"The bank fixed charge",
      "value":{
        "currency":"EUR",
        "amount":"10"
      }
    }
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30003: Account not found. Please specify a valid value for ACCOUNT_ID.
  • Please specify a valid value for CURRENCY of your Bank Account.
  • Current user does not have access to the view
  • account not found at bank
  • user does not have access to owner view
  • OBP-40018: Sorry, Transaction Requests are not enabled in this API instance.
  • OBP-50000: Unknown Error.
Implemented in OBPv1.4.0 by getTransactionRequestTypes

Get Transaction Requests.

Returns transaction requests for account specified by ACCOUNT_ID at bank specified by BANK_ID.

The VIEW_ID specified must be 'owner' and the user must have access to this view.

Version 2.0.0 now returns charge information.

Transaction Requests serve to initiate transactions that may or may not proceed. They contain information including:

  • Transaction Request Id
  • Type
  • Status (INITIATED, COMPLETED)
  • Challenge (in order to confirm the request)
  • From Bank / Account
  • Details including Currency, Value, Description and other initiation information specific to each type. (Could potentialy include a list of future transactions.)
  • Related Transactions

PSD2 Context: PSD2 requires transparency of charges to the customer.
This endpoint provides the charge that would be applied if the Transaction Request proceeds - and a record of that charge there after.
The customer can proceed with the Transaction by answering the security challenge.

Typical Successful Response:

								
									
{
  "transaction_requests_with_charges":[{
    "id":"4050046c-63b3-4868-8a22-14b4181d33a6",
    "type":"SANDBOX_TAN",
    "from":{
      "bank_id":"GENODEM1GLS",
      "account_id":"8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0"
    },
    "details":{
      "to_sandbox_tan":{
        "bank_id":"String",
        "account_id":"String"
      },
      "to_sepa":{
        "iban":"String"
      },
      "to_counterparty":{
        "counterparty_id":"String"
      },
      "to_transfer_to_phone":{
        "value":{
          "currency":"EUR",
          "amount":"10"
        },
        "description":"String",
        "message":"String",
        "from":{
          "mobile_phone_number":"+44 07972 444 876",
          "nickname":"String"
        },
        "to":{
          "mobile_phone_number":"+44 07972 444 876"
        }
      },
      "to_transfer_to_atm":{
        "value":{
          "currency":"EUR",
          "amount":"10"
        },
        "description":"String",
        "message":"String",
        "from":{
          "mobile_phone_number":"+44 07972 444 876",
          "nickname":"String"
        },
        "to":{
          "legal_name":"Eveline Tripman",
          "date_of_birth":"20181230",
          "mobile_phone_number":"+44 07972 444 876",
          "kyc_document":{
            "type":"String",
            "number":"String"
          }
        }
      },
      "to_transfer_to_account":{
        "value":{
          "currency":"EUR",
          "amount":"10"
        },
        "description":"String",
        "transfer_type":"String",
        "future_date":"20181230",
        "to":{
          "name":"String",
          "bank_code":"String",
          "branch_number":"String",
          "account":{
            "number":"String",
            "iban":"String"
          }
        }
      },
      "to_sepa_credit_transfers":{
        "debtorAccount":{
          "iban":"12345"
        },
        "instructedAmount":{
          "currency":"EUR",
          "amount":"10"
        },
        "creditorAccount":{
          "iban":"54321"
        },
        "creditorName":"John Miles"
      },
      "value":{
        "currency":"EUR",
        "amount":"100"
      },
      "description":"String"
    },
    "transaction_ids":["902ba3bb-dedd-45e7-9319-2fd3f2cd98a1"],
    "status":"COMPLETED",
    "start_date":"2017-09-19T00:00:00Z",
    "end_date":"2017-09-19T00:00:00Z",
    "challenge":{
      "id":"be1a183d-b301-4b83-b855-5eeffdd3526f",
      "allowed_attempts":3,
      "challenge_type":"SANDBOX_TAN"
    },
    "charge":{
      "summary":"Rent the flat",
      "value":{
        "currency":"EUR",
        "amount":"10"
      }
    }
  }]
}
Headers:
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-30018: Bank Account not found. Please specify valid values for BANK_ID and ACCOUNT_ID.
  • OBP-20017: Current user does not have access to the view. Please specify a valid value for VIEW_ID.
  • OBP-20019: User does not have access to owner view.
  • OBP-60010: Get Transaction Requests Exception.
  • OBP-50000: Unknown Error.
Implemented in OBPv3.1.0 by getTransactionRequests

Get documentation about the selected endpoints as:

Resource Docs JSON

 

Swagger 2 JSON

This list can be used as a basis to limit the available endpoints by editing the API Props:

[answerConsentChallenge, createConsentEmail, createConsentSms, getCoreAccountById, getBankAccountsBalances, getAccountsHeld, getPrivateAccountIdsbyBankId, privateAccountsAtOneBank, corePrivateAccountsAllBanks, bankById, getBanks, getConsents, getServerJWK, getTransactionTypes, getCoreTransactionsForBankAccount, revokeConsent, checkFundsAvailable, answerTransactionRequestChallenge, createTransactionRequestAccount, createTransactionRequestAccountOtp, createTransactionRequestCounterparty, createTransactionRequestSandboxTan, createTransactionRequestSepa, getExplictCounterpartiesForAccount, getExplictCounterpartyById, getTransactionRequestTypes, getTransactionRequests]

Note: You can list just the APIs that are implemented in a certain version by appending &native=true to the index URL.